CityWorth
The #1 Employee Homeownership Program

Buy a Home with Confidence

Get up to $2,500 in Homebuying Credits (see disclaimer below)

CityWorth joins forces with companies to give employees one program that helps them buy with confidence and save thousands.

*Credits reduce your closing costs when you buy and finance with CityWorth Homes & Mortgage.

Trusted by employees at

Cell Staff
CloudFit Software
Focus Eye Group
Hendry Marine
Honeywell
JK Moving Services
Lime Media
Paragon Behavioral Health
Pentec Health
Peter Becker Community
Philadelphia Works
SOSi
Stafford County
The Haverford School
Wills Eye Hospital
Cell Staff
CloudFit Software
Focus Eye Group
Hendry Marine
Honeywell
JK Moving Services
Lime Media
Paragon Behavioral Health
Pentec Health
Peter Becker Community
Philadelphia Works
SOSi
Stafford County
The Haverford School
Wills Eye Hospital
The Complete Package

Everything You Need.All in One Program.

Your team, financing, platform, education, and rewards, bundled into one employee homeownership program and included free for employees.

Included

All-in-One Homebuying Team

Your agent, mortgage expert, and showing assistant working together from search to closing.

$1,000 Employee Bonus

Standout

Start with $1,000 and see how you can save up to $2,500+ on your closing costs.

Easy-to-Use Homebuying Platform

Everything you need to buy a home, all on one platform.

Wide Range of Loan Programs

Conventional, FHA, VA, USDA, first-time buyer, low down payment, and more.

Instant Pre-Qualification Tool

See your buying power in minutes, not days.

Credit Rebuilding

Step-by-step guidance to strengthen your credit so you qualify for more.

First-Time Homebuyer Education

Short, certified modules that prepare you and earn you rewards.

DubbleUpp™ Co-Buying Program

Buy with a friend, partner, or family member and split the cost.

Included free for employees. No cost. No catch.
The CityWorth all-in-one homebuying team: agent, mortgage expert, and showing assistant
Your Team

Your All-in-One Homebuying Team.

One Team. One Plan. Start to Finish.

One dedicated agent, mortgage expert, and showing assistant who work together from your first search to closing day.

No handoffs and no repeating yourself. Everyone on your team knows your goals, your numbers, and your timeline.

Meet My Homebuying Team

The Traditional Wayvs. The CityWorth Way.

Traditional

  • Find who to work with
  • Independent real estate agents
  • Part-time agents & bankers
  • Figure out loan options yourself
  • Disjointed process and delays

The CityWorth Way

  • One team assembled for you
  • Save up to $2,500+
  • Home showings 7 days a week
  • Full-time experts
  • Fast closings
A happy couple celebrating their new home purchase
Bonus + Rewards

$1,000 to Start. More Along the Way.

Homebuying Rewards.

Every employee in the program starts with a $1,000 bonus applied directly to your closing costs.

Along the way, earn Homebuying Dollars for completing education, getting pre-qualified, and touring homes, so you can save up to $2,500+ on your closing costs.

Claim My $1,000 Bonus
A woman using the CityWorth homebuying platform on her laptop
The Platform

One Easy-to-Use Homebuying Platform.

Everything in One Place.

Everything you need to buy a home lives in one place, so you always know where you stand and what comes next.

From your first login, the platform connects you with your team and puts your entire homebuying journey at your fingertips.

  • Get connected with your homebuying team
  • Receive a personalized home search
  • Create your homebuying plan
  • Get instant pre-qualification
See My Buying Power
A CityWorth Mortgage Expert reviewing loan options with a client
Loan Programs

Loan Programs for Every Situation.

Conventional. FHA. VA. USDA. And More.

Conventional, FHA, VA, USDA, first-time buyer, low down payment, and specialty programs, all under one roof.

Your Mortgage Expert matches you with the program that fits your situation, not the other way around.

Explore Loan Programs
A happy Hispanic family celebrating the purchase of their first home
Credit Rebuilding

Credit Rebuilding.

Helping the Underserved for Over a Decade.

For more than ten years, CityWorth has helped underserved buyers who were told "not yet" become homeowners.

Our credit rebuilding program gives you a clear, step-by-step plan to improve your credit, while your Mortgage Expert works alongside you to find the right loan program the moment you are ready.

  • A step-by-step plan to improve your credit
  • Matched to the right loan program when you are ready
Start Rebuilding My Credit
A happy family sitting together on the front porch of their new home
Learn & Earn

First-Time Homebuyer Education.

Get Ready. Get Certified. Get Rewarded.

Short, certified education modules prepare you for every stage of buying a home.

Learn at your own pace, get certified, and earn Homebuying Dollars along the way.

Start Learning & Earning
Two sisters holding the keys to the home they bought together with DubbleUpp
Co-Buying

DubbleUpp™ Co-Buying.

More Buying Power. More Home.

Buy with a friend, partner, or family member and split the cost of the home.

Combine incomes, share the down payment, and unlock homes that would be out of reach alone, with a clear co-buying agreement behind you.

How DubbleUpp™ Works
Customer Reviews

1,000+ 5-Star Reviews

See why thousands of homebuyers trust CityWorth.

Google Reviews

4.8

Verified Google Reviews

Trustpilot

4.7

Verified Trustpilot Reviews

Verified

“I would just like to say that I am very pleased with Patrick Shumway, John Henry and the CityWorth team that helped myself and my wife Tamera Willson purchase our forever home in Rocky Mount North Carolina. It was challenging but we got everything done and we moved in and spent our first night last Saturday it has been wonderful. To all Honeywell employees this is part of our benefits package. It is great John Henry even helped me get my credit score where it needed to be so I could purchase the home.”

Read full review

TW

Thomas Willson

Honeywell employee · Aug 2026

Verified

“CityWorth was awesome to work with for finding and purchasing our home. It was seriously a great experience. I’ve bought several homes and they’ve been easily one of the best groups I’ve ever worked with. Patrick was awesome and on top of things. He was an excellent advocate for our needs and went to bat several times for us. Having CityWorth as part of our employee benefits is a huge blessing. That saved us from lots of extra stress and definitely saved us time during our purchase process.”

Read full review

JO

Jordan Olachea

Homeowner · Jun 2026

Verified

“CityWorth helped me buy a home and did a great job handling everything! We got the lowest interest rate and the whole process was handled smoothly. CityWorth are pros! I highly recommend using their service!”

GB

Greg Bath

Homeowner · May 2026

Verified

“I don’t even know where to start… this home buying journey was one of the most stressful and emotional experiences I’ve ever been through. There were so many moments where I felt overwhelmed, exhausted, and honestly ready to give up. Nothing about this process was easy. It felt like every step came with another hurdle. But through it all, Patrick never gave up on me. Patrick, my realtor, was truly my rock in this entire process. He was patient with me on my hardest days, answered every question, and always made sure I didn’t feel alone in any of it. There were moments where I was frustrated, emotional, and drained, and he still showed up with support, reassurance, and determination. I genuinely felt like he cared about me and my kids—not just closing a deal. That meant everything to me. John, my lender, worked tirelessly behind the scenes to make this happen. I know my file wasn’t the easiest, but he stayed persistent and kept pushing forward no matter what obstacles came up. And Nicoleta, the loan processor, helped keep everything together and moving, even when things got complicated. This wasn’t just a transaction for me… this was about building a stable home for my children and starting a new chapter in our lives. And because of this team, especially Patrick, that became a reality. I will never forget the support, the patience, and the effort they gave me. If you’re looking for people who truly care and will fight for you every step of the way, this is the team you want. Thank you for not giving up on me. I’m forever grateful. Best team ever! I am going to recommend everyone I know and don’t lol to them. ♥️🙏🏻”

Read full review

JG

Josefina Gutierrez

Homeowner · Apr 2026

Verified

“Worked with them through Howard University, great experience for any first-time home buyer and very thorough.”

NR

Nicholas Rebold

First-time homebuyer · Mar 2025

Verified

“Absolutely amazing experience from start to finish. Being a first time homebuyer, I really didn’t know how to get an advantage in such a competitive space. Everyone from our agent to the mortgage coordinator was super available, helpful, and willing to do whatever we could to get the best deal possible. On top of that, the communication was seamless, because the mortgage and the realty is all in one. I’ve already recommended them to someone else!”

Read full review

NP

Nick Potter

First-time homebuyer · Oct 2025

Verified

“Working with Patrick at CityWorth was a pleasure. He and his team made an intimidating home buying process much less daunting through consistent transparency and constant communication. One of the reasons we got into our dream home was due to Patrick’s quick response time to the seller. This is a great team to partner with if you are looking to buy a home!”

Read full review

CM

Colin Malo

Homeowner · Oct 2025

Verified

“Patrick, John, Nicoleta, and Co. are dedicated professionals who made my home buying process come to life! When I first started working with Patrick, I was skeptical that I would actually find a property. However, Patrick kept a steadfast belief in the end goal that carried me to a shiny set of keys. I love how they have still maintained contact after closing — they really build those relationships.”

Read full review

MA

Mina Akhnoukh

Homeowner · Oct 2025

Verified

“David and his team were amazing. True go-getters and always available whenever you need them. They made buying a house so seamless and worry free. We couldn’t imagine where we’d be without them.”

NE

Nebeyu Engida

First-time homebuyer · May 2025

Verified

“This was my first home buying experience so you could imagine I was a nervous wreck. Patrick Shumway reached out to me when I showed interest in a specific house, and in a little over 30 days I became a first time home owner! Special shout to Patrick, Nicoleta, John, and everyone else. They were very friendly and knowledgeable and I would highly recommend their services.”

Read full review

DD

David Dias

First-time homebuyer · Jul 2025

Ready to Start Your Homeownership Journey?

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CityWorth

Everything you need to buy a home, all in one place.

Contact

benefits@cityworth.com
(571) 520-8688
© 2026 CityWorth Properties, LLC. All rights reserved.

Affiliated Business Arrangement Disclosure: CityWorth Properties, LLC is affiliated with CityWorth Mortgage, LLC through common ownership. You are not required to use either company as a condition of purchasing, selling, or financing a home, and you are free to shop for the real estate or mortgage services that best meet your needs.

Equal Housing Opportunity. CityWorth supports the principles of the Fair Housing Act and the Equal Credit Opportunity Act. All housing services are provided without regard to race, color, religion, national origin, sex, familial status, disability, or any other protected class.

This site is owned and operated by CityWorth Properties, LLC.